Financial Literacy

A Freakonomics Radio podcast I just listened to, Everything You Always Wanted to Know About Money (But Were Afraid to Ask), stated that studies have shown that in the USA and in nearly every other country studied, the percentage of people who are financially literate is under 30%. That’s the bad news. …

Solar ROI update

I now have a full year of electric production and consumption measured. I also have the SCL rate updates for 2017 and 2018 so I have updated my solar ROI estimates. The significant change is that the Net Metering benefit has substantially increased due to: SCL electric rates are higher in Shoreline than Seattle. …

April solar update

The coldest Puget Sound winter in decades is receding and with it the heat pumps heavy period of energy use. April showers are upon us, the sun is rising higher each passing week and solar output is crawling out of the winter basement. In the past week, the solar panels produced …

Costco Citi Card

While balancing the books I found it disappointing that AmEx dumped access to their site the instant the Costco transferred our accounts to Visa. Companies with better service tend to provide access for a period after cancellation to download statements and the like. I was at first a little perplexed as the Citi statements …

TLS management

Let’s Encrypt, TLS certificates, and HAproxy I’m evolving. As always, the change is being driven by the most pernicious of motivators: pain. I’ve sold, installed, and upgraded SSL/TLS certificates for years. It’s always been mildly painful: I maintain an offline CA where I generate all the keys and CSR (certificate …

US manufacturing

The the USA is still one of the largest manufacturers in the world. Our manufacturing sector is producing as much today as it ever has: source: tradingeconomics.com While it’s true that some (a small fraction) US manufacturing jobs have moved overseas (especially textiles), the vast majority of manufacturing job losses …