Category: General

Is a sin tax the best tax?

I think Christine Gregoire’s sin tax is a mediocre approach to an excellent idea. In addition to taxing poor consumption, the tax plan should also create incentives for healthy foods. With that in mind, I present the Washington State Health Improvement Tax.

Rather than a flat tax on products that are ‘sin’ items, tax products based on the level of Bad Things[*] in them. For example, candy and gum would be taxed on the grams of sugar included per serving. Cigarettes would be taxed on the levels of tar and nicotine. The tax would discourage ‘more sinful’ items because of increased cost, and it creates a market incentive for manufacturers to create healthier products.

It’s illogical to tax sugar-free gums that prevent tooth decay (a health benefit) the same as sugar rich ones that contribute to decay and diabetes. Low sugar gums should be taxed less, giving them an market advantage. Cigarettes with lower levels of tar and nicotine would be taxed less, encouraging smokers towards cigarettes that are less addictive and toxic. Fat, juicy premium steaks would be taxed more than lean cuts. Milk with growth hormones would cost more, making organic milk more cost competitive.

* Bad Things is defined as FDA regulated (food) items consumed by humans that cause poor health. The list should include, but not be limited to: Nicotine, saturated fats, trans fats, sugar, high fructose corn syrup, BGH, high levels of sodium, e coli, etc.

The tax scale should be progressive, so that the most unhealthy products are taxed the most. Dieticians and nutritionists should determine the level of ill health each ingredient causes and the tax implemented based on that.

For example, every gram of sugar above 10 per serving is taxed at the rate of $0.01 per gram. Every gram of saturated fat above 1 is taxed at the rate of $0.10 per gram. Each mg of sodium above 250 per serving would cost $0.01. Under this scale, a 2 oz. Snickers bar with 28g of sugar ($0.18) and 4g of saturated fat ($0.30) would cost an extra $0.48. A slice of Costco chocolate cake would cost an extra $0.20. A bag of Nacho Cheese Doritos would cost $0.80 more.

To make compliance easier, charge the tax at the wholesale level for prepackaged foods. Prepared foods would have to be taxed at retail.

An optional nicety would be providing incentives to encourage merchants to include nutrition summaries on checkout receipts, as well as how much they contributed to the WS-HIT by making unhealthy choices.

Piggyback the WS-HIT tax with an excess packaging tax that taxes products with high levels of waste packaging. Rather than a $0.01 per ounce tax on bottled water, make the tax progressive so that it encourages consumers to purchase products with less packaging. Christine’s tax does not encourage someone to purchase a gallon jug of water versus 8-8oz bottles. The 8-pack has significantly more packing waste and should be taxed more. The large bottles that the Culligan man delivers are reused and should not be taxed at all.

That’s a tax proposal I’d vote for. Would you?

iPad feature request – user profiles

When the first iPhone was released, it was expensive, limited to 2G (EDGE), and didn’t offer tethering. I was out of contract but I was in graduate school and tethering was my killer app. So I waited. Nine months later the price dropped, the first jailbreak was released, tethering was possible, and I ordered one.

It wasn’t long before I petitioned Steve for a ‘toy mode’, so we could let our kids play with the iPhone without direct supervision. This is an update for that request. I want user profiles, just like my Mac has.

I want to flick the iPhone/iPod Touch/iPad off and set it down on the couch or coffee table. When my wife or child grabs it, they must enter their security code to use it. After they do, the device unlocks and all their apps and settings are presented. Email, calendars, saved Safari passwords, applications, etc.

Parental controls would be nice. Specifically, I’d like to prevent the kids from doing anything on my iPhone that costs money (make calls, send SMS, etc). Selecting the apps they are allowed to see/run would accomplish this nicely.

Without profiles, I won’t be able to use the mail, calendaring, password saving, or other features on the iPad. If I did, I’d risk the kids moving my appointments around, or deleting email messages. With profile support, the iPad immediately becomes fully usable by everyone in the family. It would get a lot of use. I’d buy one. If the competition for it became fierce, I might buy another.

iPad

The iPad size is excellent. It’s just right for toting around the house. The dock is a great feature, I’d buy one for the kitchen counter and another for my nightstand. I would not buy the keyboard dock. I’d buy the bluetooth keyboard instead, since it can be used with a Mac and the iPad.

There are some great games that are very playable on the iPhone 3GS. They would be even more fun on the iPad. Hands down, this is a far better gaming/education device than the iPhone or iPod Touch. There’s no doubt it’s better for reading books, browsing web pages, and managing email.

But is it really ‘better’ at music than an iPhone or a Mac? It can’t hold my entire music library, making it less ‘good’ than a Mac. It’s worth putting up with the iPhone storage limits because it fits in my pocket. The iPad has neither ‘best feature.’

It appears the iPad is better at displaying photos, but it can’t take any. Where’s the camera? This device should be able to take pictures and support video conferencing in the same way as iChat on a Mac. The lack of this feature is a compelling reason to wait for iPad 2.0.

The iPhone and iTouch are personal devices. Laptops are shared devices with user profiles. I would leave the iPad laying around the house as other family members would surely enjoy using it. The iPhone OS is designed around use by one person. The restrictions offered are all or nothing, making them far less useful for multiple users. The iPad needs profiles so we can all use it and have exclusive access to our personal data (email, calendars, saved passwords in Safari, etc).

I’ve used my iPhone as an in-car video player. I play the audio through my car stereo via bluetooth and hang it between the seats so the kids can watch a movie. The iPad could be far better, with the larger IPS display and longer battery life.

Perhaps, instead of leaving it sitting around the house, I need to customize my dash to fit an iPad. The next version of Motion-X GPS Drive for the iPad will take mobile navigation to the next level. That idea has some serious potential.

Bon Voyage, my little diesel friend

It’s a bittersweet day. We bought the Fusion a year ago, as the Jetta replacement, but we really like the Jetta and have not been eager to part with it. But we’re cleaning house and it was on the list. Last week a kindly fellow from Canada responded to my craigslist ad and now the Jetta has a new home. Farewall little buddy.

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What women want

10-13-2009

Jen complains about the difficulty of cleaning an old muffin tin.

Matt suggests getting a new muffin tin.

Jen says, “I don’t need it, I already have another one.”

Later that night, the old muffin tin finds itself outside with the rest of the recycling.

10-16-2009

A box from Amazon.com arrived. I wonder if it has a 5-star rated muffin tin inside?

10-19-2009

5:29 PM Jen: I like the new cupcake pan.  It cleans up soooooooo nice. 🙂

5:29 PM Matt Simerson: 🙂

5:29 PM Jen: Very easily!!!!!  Sickeningly easy cleanup.

5:30 PM Matt Simerson: awwww, shucks

5:30 PM Jen: maybe we should ditch the other one too 🙂

less paper, no regrets, part 2

As with all systems, the results reflect the [lack of] planning that went into them. Since I had goals greater than just getting rid of all the paper, the next step was defining what exactly I wanted. In a nutshell, I wanted all my paper documents more accessible (ie, find them faster on the computer than I could in the file cabinet), easily backed up, and securely stored. I also want a ‘system’ in place that makes it easy to prevent the accumulation of paper in the future. The following feature list embodies my goals:

1. Tagging:  Tag documents with metadata about them. Examples:
2009, Receipt, Gas, Shell
2009, Receipt, Climbing, Trekking Poles, REI
Statements, Investing, Vanguard, 401k

2. Custom Fields: places to store specific types of data. For example, dates, prices, expense category, pay method, etc.

3. OCR: The files in the cabinet are orderly and it takes mere seconds to put my hand within an inch of the right document. But it might take 10 minutes to search through that file folder to find the document I’m after. Once scanned, each document is a PDF among hundreds of thousands of PDFs. OCR is the key to being able to find documents faster on the computer than in the file cabinet.

4. Spotlight searchable. Spotlight is the search technology built into my mac. It can index and search most document formats, including PDF. In order to be useful, the OCR results must be searchable via Spotlight.

5. Aggregation of numeric data: Perform summary math on contents of custom fields. Ie, when I select a group of receipts, automatically sum them all.

6. Backups: Make it easy to use standard backup tools to keep the documents safe.

7. Security: It must be easy to keep all the data reasonably secure. Fortunately, this can be easily accomplished on the Mac by creating a sparseimage and storing the document library on it.

8. Open & Future-Ready: The file format of all the documents must be an industry standard with multiple vendors supporting it. PDF is one such standard. In addition, once the documents are “archived,” I want the ability to manipulate them with external apps. For example, I may want to re-run the OCR against all my documents in a couple years when the technology has further improved.

Part 3 will explore the workflow used to achieve my goals.

light in the tunnel

Mid-summer, when the economy was sitting in the doldrums, there was a tempest in a teapot regarding the economic stimulus. One side argued that a second stimulus was called for. The other had buyers remorse, wishing we hadn’t done the first one. I argued that we had done enough and the only missing ingredient was time.

Some time has passed, and things are looking up. It appears that Bush and Paulson’s $700 billion TARP program may actually turn a profit. And it’s not just TARP; the Fannie-Freddie rescue could turn a profit too. The good news doesn’t end there.

A friend recently asked, “Is it just me, or are other people also seeing a lot more job offers lately?” Apparently it’s not just our industry that’s perking up: “A monthly gauge of U.S. online labor demand soared in August at its fastest pace in four years, indicating steadier footing for nationwide labor demand…”

A recovery in the job market typically trails a recession by 18 months. And there’s still plenty of hurt left in the housing market, but it sure seems like the worst of it is behind us.