Monthly Archives: January 2012

Margin Call

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Last night we watched Margin Call, a thriller whose script is a clever copy and paste of real events during our financial crisis. Because the plot elements have nearly all been publicized in the past few years, I found no suspension of belief required to completely engage.

There is however a problem with the movie. Despite the admirable attempts to make the plot comprehensible and educational while entertaining, the movie is still littered with barely explained acronyms (CDO, CDS, MBS), unexplained concepts like leveraging models, reserve requirements, and other financial jargon. We paused the movie several times as I was asked to explain. It’s a fun movie, but I’d first recommend that people first watch Inside Job and Wall Street.

For something quite educational, Bill Moyers has a great series of educational videos called Winner-Take-All Politics: How Washington Made the Rich Richer and Turned its Back on the Middle Class (On Winner-Take-All Politics, Crony Capitalism, How Big Banks are Rewriting the Rules of our Economy).

Twitt

Deposit checks to EverBank with a ScanSnap scanner

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I have a bank account with EverBank. They have a feature that enables check deposits from home. It uses a Java applet that runs in the browser. The applet includes a scanner driver that directly controls any TWAIN compliant scanner. The general idea is that a customer will go to their web site, log in, turn on their scanner, click the “make an online check deposit,” and then the Java app will scan and upload the image.

That scenario doesn’t work for me because my ScanSnap document scanner is not TWAIN compliant and likely never will be. So I contacted EverBank and their support staff “changed” my account so that it runs a different Java applet. Instead of controlling a TWAIN scanner, it accepts two scanned JPEGs. Once the changes to my account were completed, I tried using the feature and got this error message.

There’s two straight forward ways to tackle this problem.

  • Do as they suggest and select 32-bit Java. Run the Java Preferences app in Applications / Utilities. Reorder the list so 32-bit Java is first. This works, but it means that all Java apps will run 32-bit instead of 64-bit.
  • The other workaround is to set one web browser to run in 32-bit mode and always use that browser for online banking. Since I rarely use FireFox, I set FireFox to run in 32-bit mode and it worked as expected.

Then I set up a new ScanSnap profile for scanning checks. I named it “EverBank” and configured the following options:

  • Application: Scan To File
  • Image Quality: Best (slow)
  • Color Mode: Color
  • Scanning Side: Duplex
  • File format: JPEG
  • Paper size: Auto
To deposit a check, I switch to the EverBank profile, scan the check, and then choose the resulting files in the Java applet. It works.
Twitt

Apple Pie Parfait

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Today’s breakfast treat was a fairly healthy Apple Pie Partfait.

Apple Pie Parfait

  1. thin layer of grape nuts
  2. 3/4″ layer of plain yogurt
  3. thin layer of grape nuts
  4. generous 3/4″ layer of apple pie filling
  5. thin layer of grape nuts
  6. 3/4″ thick layer of plain yogurt
  7. sprinkling of finely crushed ginger snap cookies

The result was eight thumbs around around the breakfast table. The fresh yogurt is deliciously creamy without the fat. The grape nuts are a very satisfying crunch without the fat of a crust.

Backstory

This meal was spawned between then tensions of desire for an apple pie and knowing that my grandmothers genes are mostly why I have elevated cholesterol. I wanted apple pie, but I didn’t want the calories or saturated fats in a delicious butter crust. Continue reading →

Twitt

Minivan + kids + interior lights = dead battery

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Our family vehicle is a Honda Odyssey. The dome lights are toggle switches. Push the light, it’s on. Push again, it’s off. There’s no visible way to tell which position it’s in. If a child pushes the light and it gets left on, the next morning we have no minivan until after a date with Mr. Battery Charger. Since the kids were able to reach the dome lights, we’ve been vigilant. There are ways to be vigilant. We’ve tried:

  1. Exit the vehicle. Close all doors. Lock with the remote so interior lights turn off. Peer inside to see if any lights are on.
  2. Disable interior lights entirely with switch on dash.
  3. Re-enable interior lights, but forbid children from ever, ever, ever touching the light switches.

The third solution works most of the time. On Nov 3rd, I gave some neighbor kids a ride home from school. When they got out, one of them pushed the light switch to turn it off. The lights don’t turn off when the door is opened, so nothing happened. The child exited the van. Having trained my kids not to touch the switches, I didn’t perform #1. On Nov. 4th, we biked to school while Mrs. Odyssey and Mr. Charger hooked up.

On Nov. 5th, I found this post on the OdyClub site, detailing the LED bulbs another Honda owner ordered from China and installed in his Odyssey. I paid $28 for the following ten LED bulbs, shipped: (1) 51109, (4) #51002, (2) 35725, (1) 34641, and (1) #34608. When they arrived a couple weeks later, I installed them in about 15 minutes.

Last night, both kids were reading books on the ride home from swim classes. Both kids left their interior lights on. Both parents failed to notice. This morning, I opened the garage and saw the lights on. I smiled. When I got in, the van started. Mission accomplished.

Twitt